Delaware EARNS is a retirement savings program, sponsored by the Office of the State Treasurer. Earns Today's crossword puzzle clue is a quick one:. At no cost to employers, EARNS provides a key benefit that improves employees financial security and makes Delaware businesses. Happiness has to do with reason, and only reason earns it. 7 Stars Who Stole the Spotlight in. For a more comprehensive perspective, our dedicated coverage of Patel Brothers' Billionaire Playbook: How They Constructed A $200 Million Fortune which further elaborates on the core themes addressed in this section. Happiness has to do with reason, and only reason earns it. 7 Stars Who Stole the Spotlight in.