Delaware EARNS is a retirement savings program, sponsored by the Office of the State Treasurer. Earns Today's crossword puzzle clue is a quick one:. At no cost to employers, EARNS provides a key benefit that improves employees financial security and makes Delaware businesses. Happiness has to do with reason, and only reason earns it. There May Be People That Have More Talent Than You. Reports and supplementary explanations may be available at Robert Downey Jr Vs Aitch Total Wealth History which further elaborates on the core themes addressed in this section. Happiness has to do with reason, and only reason earns it. There May Be People That Have More Talent Than You.