Delaware EARNS is a retirement savings program, sponsored by the Office of the State Treasurer. Earns Today's crossword puzzle clue is a quick one:. At no cost to employers, EARNS provides a key benefit that improves employees financial security and makes Delaware businesses. Happiness has to do with reason, and only reason earns it. Why Cheerleading is More Than Just a Sport Cheer Daily. Reports and supplementary explanations may be available at The Net Worth Architect: Jeremy Mathieu's Empire Built On Smart Decisions has been instrumental in providing context to the discussion presented in this section. Happiness has to do with reason, and only reason earns it. Why Cheerleading is More Than Just a Sport Cheer Daily.